May 18, 2023amatoinsurance
Do I Need Hurricane Insurance if I Already Have Homeowners Insurance?
Hurricanes are a significant threat to your property and financial wellness. Like any significant investment, your home must be protected by suitable insurance policies. With that in mind, you must ensure that you have a complete understanding of your coverage’s limitations and capabilities. When it comes to hurricanes, it’s necessary to realize that standard homeowners […]
April 25, 2023amatoinsurance
What You Need to Know About Hurricane Coverage
The coast of North Carolina is one of the most vulnerable areas to direct hurricane strikes in the United States, according to the State of North Carolina. But the risk of hurricanes extends far beyond the coast. According to North Carolina’s official website, every area of the state has been impacted by hurricanes in the […]
February 17, 2023amatoinsurance
5 Things You Should Know About Homeowners Insurance
Homeowners insurance is critical to protect your investment in your home. It can help provide financial protection from costly property damages and personal liability lawsuits. Here are five things you should know about your homeowners insurance coverage. 1.Understand Not All Homeowners Insurance Policies Are the Same A standard homeowners insurance policy typically provides property damage […]
November 1, 2022Agency
4 Reasons You Should Get a Home Inspection Before Buying
One major milestone in your life is buying a home. To you, it may be your first reward for working so hard in life. With all the emotions surrounding a home purchase, it’s easy to miss steps that can cost you in the long run. One commonly missed opportunity for buyers is a home […]
October 4, 2022Agency
How Do You Know When a Car is Totaled?
Car accidents are scary no matter if they’re small fender-benders or multi-car crashes. If you are involved in an accident of any kind, it is important to have the damage assessed by a professional. But what happens in a large crash? How do you know when your car will be declared as totaled? There are […]
September 14, 2022Agency
Do You Have Windstorm Insurance?
If you live in a coastal region or in an area with frequent tornadoes, you know the danger of strong winds. You know that straight line winds can cause almost as much damage as a tornado. You also know that warm weather means thunderstorms and windstorms where winds can easily reach over 50 miles per […]
August 2, 2022Agency
Types of Car Insurance to Consider
Understanding your auto insurance better starts with knowing the different kinds of coverage. Your agent can help you determine the state-mandated insurance requirements as well as the optional insurance that would benefit you. In the meantime, continue reading for an overview of liability, comprehensive, and other policy types. 1. Liability Coverage Most states require liability […]
July 19, 2022Agency
Your Roof, Home Insurance and Windstorm Coverage
Homeowners insurance provides coverage against numerous severe weather hazards, and wind damage is often one of them. However, you should not assume that this coverage is automatically included on your plan. Often, there are a few exclusions and other policy exceptions that will limit your benefits in certain circumstances. Some of these limitations might arise […]
June 25, 2022Agency
Preparing Your House for a Windstorm
You never know when a disaster will strike, and having the right insurance will protect your investment and your resources. Windstorm insurance covers damages caused by high winds. Windstorm insurance covers roof damage, window damage and damage to personal property if the wind enters the house and causes damage. Windstorm insurance can also cover detached […]
May 13, 2022Agency
Is Your Dog Covered by Your Home Insurance?
If you are wondering how homeowners insurance covers dogs, you are asking a great question. Your home insurance won’t cover the veterinarian bills or the loss of a dog. Your home insurance isn’t going to cover your favorite pillow if the dog chews it up. But, your home liability insurance might cover dog bites. Yes, […]