June 25, 2024
Joy BulosanCoastal vs. Inland: Insurance Considerations for North Carolina Residents Based on Location
Living in North Carolina offers a diverse range of landscapes, from the picturesque coastline to the rolling hills of the Piedmont. However, when it comes to homeowners insurance, your location matters significantly. Insurance Considerations for High-Risk Zones North Carolina homes in high-risk zones may have higher homeowners insurance rates and may need more robust coverage […]
December 29, 2023
amatoinsuranceUnderstanding North Carolina Auto Insurance Requirements: What You Need to Know
Each state has insurance requirements drivers must follow. North Carolina mandates that all drivers maintain minimum amounts of auto liability insurance. Your agent can help you shop around for compliant car insurance that meets your needs. North Carolina Auto Insurance Basics The following auto insurance coverage is required in North Carolina: Liability insurance may help […]
October 10, 2023
amatoinsuranceSpecial Considerations for Coastal Properties: North Carolina Hurricane Insurance
Living on the coast of North Carolina is a dream come true for many, with its picturesque beaches and stunning ocean views. However, along with the natural beauty comes the risk of hurricanes and tropical storms, which can wreak havoc on coastal properties. Homeowners in this area should consider a robust insurance policy to combat […]
August 14, 2023
amatoinsuranceFactors Influencing Rising Insurance Premiums
Insurance is vital in protecting individuals and businesses against various risks and uncertainties. Whether it’s auto, home, or business insurance, having the right coverage can be a lifeline during challenging times. However, insurance premiums are on the rise. Several factors contribute to this trend, and understanding them can help you make informed decisions about your insurance […]
May 18, 2023
amatoinsuranceDo I Need Hurricane Insurance if I Already Have Homeowners Insurance?
Hurricanes are a significant threat to your property and financial wellness. Like any significant investment, your home must be protected by suitable insurance policies. With that in mind, you must ensure that you have a complete understanding of your coverage’s limitations and capabilities. When it comes to hurricanes, it’s necessary to realize that standard homeowners […]
April 25, 2023
amatoinsuranceWhat You Need to Know About Hurricane Coverage
The coast of North Carolina is one of the most vulnerable areas to direct hurricane strikes in the United States, according to the State of North Carolina. But the risk of hurricanes extends far beyond the coast. According to North Carolina’s official website, every area of the state has been impacted by hurricanes in the […]
February 17, 2023
amatoinsurance5 Things You Should Know About Homeowners Insurance
Homeowners insurance is critical to protect your investment in your home. It can help provide financial protection from costly property damages and personal liability lawsuits. Here are five things you should know about your homeowners insurance coverage. 1.Understand Not All Homeowners Insurance Policies Are the Same A standard homeowners insurance policy typically provides property damage […]
November 1, 2022
Agency4 Reasons You Should Get a Home Inspection Before Buying
One major milestone in your life is buying a home. To you, it may be your first reward for working so hard in life. With all the emotions surrounding a home purchase, it’s easy to miss steps that can cost you in the long run. One commonly missed opportunity for buyers is a home […]
October 4, 2022
AgencyHow Do You Know When a Car is Totaled?
Car accidents are scary no matter if they’re small fender-benders or multi-car crashes. If you are involved in an accident of any kind, it is important to have the damage assessed by a professional. But what happens in a large crash? How do you know when your car will be declared as totaled? There are […]
September 14, 2022
AgencyDo You Have Windstorm Insurance?
If you live in a coastal region or in an area with frequent tornadoes, you know the danger of strong winds. You know that straight line winds can cause almost as much damage as a tornado. You also know that warm weather means thunderstorms and windstorms where winds can easily reach over 50 miles per […]