October 28, 2020
AgencyWhat Is Residual Homeowners Insurance?
Residual home insurance is not something many people hear of when it comes to buying a policy. Generally, home insurance policies are standard and rather easy to get if you own a home. Some property owners may struggle to obtain insurance, though. Let’s say you decide to buy a home. You qualify for a mortgage, […]
November 19, 2020
AgencyUnderstanding Windstorm and Hail Deductibles on Home Insurance
In certain areas of North Carolina, there are high risks of windstorms, hail or named storms (hurricanes). Because of these high risks, locals’ homeowners insurance might exclude certain types of damage or contain specialized terms and conditions on it. Some of these specialized terms are called percentage deductibles. Though they work like almost any other […]
December 30, 2020
Agency3 Ways to Boost Your Credit Score Before You Renew Your Auto Insurance
When setting your premium for your auto insurance, your insurer will consider numerous risk factors, one of which is often your credit score. Good credit is something that everyone should strive for, and when it comes to auto insurance, the better your score is, the more you might be able to save. So, how can […]
January 26, 2021
AgencyDoes Home Insurance Cover Air Conditioning Damage?
Your home’s air conditioner and heating system are major components of the dwelling. They also are integral to keeping it comfortable, safe and healthy for you and your family. Still, like all appliances, your air conditioner does have a risk of breaking down or failing from time to time. It’s only natural in these cases […]
February 23, 2021
AgencyWhat Coverages are Included in a BOP?
A business owners policy (BOP) is a type of commercial policy designed for small businesses. This policy helps combine coverage into a more affordable and convenient policy specifically for small businesses in low-risk industries. These
March 23, 2021
AgencyWhy Coastal Homeowners Need Windstorm Insurance
Residents of coastal North Carolina know that their homes will face some unique and more pronounced weather damage risks as opposed to inland properties. After all, the flat landscape of the coastal plain coupled with nautical weather patterns (not to mention hurricane threats) often make homes in the area particularly vulnerable to being weather-beaten even […]
April 28, 2021
AgencyBefore Going on Vacation, Have a Car Checkup
Summer is right around the corner, and as the COVID-19 pandemic begins to wane nationwide, it might soon be time for you and your family to take a road trip as part of your vacation. This trip might be the furthest you have traveled from home in a long time, and with health, safety and […]
May 24, 2021
AgencyHow to Prepare for a Hurricane
When considering the implications of a windstorm on your home, you should also think about what would happen if a hurricane blew through your hometown. On top of strong winds, hurricanes can also cause water damage and flooding. Do you live in an area that has a high risk of hurricanes and/or windstorms? These tips can help you prepare your home […]
June 22, 2021
AgencyPreparing Your House for a Windstorm
You never know when a disaster will strike, and having the right insurance will protect your investment and your resources. Windstorm insurance covers damages caused by high winds. Windstorm insurance covers roof damage, window damage and damage to personal property if the wind enters the house and causes damage. Windstorm insurance can also cover detached […]
July 7, 2021
AgencyKeeping Your Family Safe This Hurricane Season
To those in North Carolina, hurricanes are no joke. These storms can leave unpredictable damage, from a few downed trees to flattened neighborhoods. We all know to take this summertime weather threat seriously. Doing so is critical to our safety. What are some of the things you can do now to prepare in case a […]