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Home » Archives for Agency

Agency

November 1, 2022
Agency

4 Reasons You Should Get a Home Inspection Before Buying

One major milestone in your life is buying a home. To you, it may be your first reward for working so hard in life. With all the emotions surrounding a home purchase, it’s easy to miss steps that can cost you in the long run.   One commonly missed opportunity for buyers is a home […]
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October 4, 2022
Agency

How Do You Know When a Car is Totaled?

Car accidents are scary no matter if they’re small fender-benders or multi-car crashes. If you are involved in an accident of any kind, it is important to have the damage assessed by a professional. But what happens in a large crash? How do you know when your car will be declared as totaled?  There are […]
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September 14, 2022
Agency

Do You Have Windstorm Insurance?

If you live in a coastal region or in an area with frequent tornadoes, you know the danger of strong winds. You know that straight line winds can cause almost as much damage as a tornado. You also know that warm weather means thunderstorms and windstorms where winds can easily reach over 50 miles per […]
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August 2, 2022
Agency

Types of Car Insurance to Consider

Understanding your auto insurance better starts with knowing the different kinds of coverage. Your agent can help you determine the state-mandated insurance requirements as well as the optional insurance that would benefit you. In the meantime, continue reading for an overview of liability, comprehensive, and other policy types.  1. Liability Coverage  Most states require liability […]
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July 19, 2022
Agency

Your Roof, Home Insurance and Windstorm Coverage

Homeowners insurance provides coverage against numerous severe weather hazards, and wind damage is often one of them. However, you should not assume that this coverage is automatically included on your plan. Often, there are a few exclusions and other policy exceptions that will limit your benefits in certain circumstances.  Some of these limitations might arise […]
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June 25, 2022
Agency

Preparing Your House for a Windstorm

You never know when a disaster will strike, and having the right insurance will protect your investment and your resources. Windstorm insurance covers damages caused by high winds. Windstorm insurance covers roof damage, window damage and damage to personal property if the wind enters the house and causes damage. Windstorm insurance can also cover detached […]
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May 13, 2022
Agency

Is Your Dog Covered by Your Home Insurance?

If you are wondering how homeowners insurance covers dogs, you are asking a great question. Your home insurance won’t cover the veterinarian bills or the loss of a dog. Your home insurance isn’t going to cover your favorite pillow if the dog chews it up. But, your home liability insurance might cover dog bites.  Yes, […]
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April 8, 2022
Agency

Why Did My Car Insurance Suddenly Go Up?

Car insurance premiums can go up due to many factors. Rates don’t go up for no reason, however. There is always a reason for car insurance changes, but some influences are out of your control.  Population  Changes in the population in your area can be a large factor when it comes to car insurance. Insurance […]
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March 17, 2022
Agency

Do You Have Windstorm Insurance?

If you live in a coastal region or in an area with frequent tornadoes, you know the danger of strong winds. You know that straight line winds can cause almost as much damage as a tornado. You also know that warm weather means thunderstorms and windstorms where winds can easily reach over 50 miles per […]
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February 22, 2022
Agency

At What Age Should I Buy Long Term Care Insurance?

The idea of long term care and long term care insurance may seem too distant to think about in your younger years, but that is precisely when you should consider long term care insurance. Waiting too long can leave you without the ability to get coverage.  If you need long term care once you retire, […]
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