Life Insurance

Having a life insurance policy is essential to ensure your family will be safe and financially stable upon your passing. While it might be difficult to discuss your death, it’s a conversation that needs to happen for the sake of you and your family. Having a life insurance policy can help provide for your loved ones after you’re gone.  

If you live in or around Havelock or New Bern, North Carolina, we can help you find a life insurance policy. The experienced agents at Amato Insurance Group are here to walk you through the process and find a policy that suits your needs.  

What’s Life Insurance? 
The main role of life insurance is to provide funds for your loved ones upon your death. 

If the policy is in your name, a beneficiary of your choosing will receive a certain amount of money based on the value of your policy. This money helps to provide for your loved ones’ financial needs when you are no longer able to do so. 

The insurance benefit might help survivors pay for the following expenses: 

What Policy Options Exist? 
Everyone has different life insurance needs. You’ll most likely choose between two types of plans. 

• Term plans last a set number of years. The policy will issue payment if you die during the term.

• Whole-life policies remain active indefinitely, as long as you pay your premiums. Many offer cash-accumulation and interest benefits.

Our experienced agents will help you select a plan that will provide the optimal financial benefit to you and your loved ones. You may wish to speak with an attorney to establish trusts that will facilitate appropriate payouts. 

Get Covered Now 
Having life insurance coverage is essential no matter where you are in life. However, the earlier you get a policy, the more beneficial you likely will find it. 

Don’t wait any longer to obtain life insurance. Contact one of our Amato agents today at 252-447-8178 to see about potential policy options.